RAC reveals 10 least expensive automobiles to insure in 2026 for brand new drivers

9 out of 10 drivers have seen their insurance coverage premiums rise up to now yr

Asian woman driving a car

The price of insurance coverage has gone up for many motorists over the past yr (Picture: Getty) This text accommodates affiliate hyperlinks, we’ll obtain a fee on any gross sales we generate from it. Study extra

Getting your first automotive is an goal for a lot of new drivers as soon as they move their take a look at however it might show costly. For past the price of the automobile itself there are a variety of different payments that come together with that new set of wheels.

These may be something from upkeep and operating prices by to the important insurance coverage, with out which it’s unlawful to drive. However for brand new drivers and people aged underneath 25 this will come at a hefty value as they’re perceived to be a better danger because of their lack of expertise and potential dangerous behaviour or over confidence.

In keeping with a RAC report nearly half of 17 to 24-year-olds (44%) checklist the price of automotive insurance coverage at their high concern. Figures from the Affiliation of British Insurers (ABI) present 9 out of 10 drivers have seen their premiums rise up to now yr.

Now the RAC has given recommendation to youthful drivers over the simplest methods of chopping that invoice. And its consultants say choosing the right automotive is the “handiest” method to scale back your insurance coverage premiums.

It explains: “Insurance coverage teams are determined by the ABI, and automobiles within the lowest teams are typically the most affordable to insure. Vehicles in low insurance coverage teams are typically small, reasonably priced and have low-powered engines – although that isn’t at all times the case as a few surprises on this checklist reveal.

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The RAC’s checklist of the most affordable new automobiles to insure in 2026 relies on the automotive’s quoted insurance coverage teams. These are solely a information with insurance coverage prices typically various relying on particular person circumstances and on the small print of the automobile itself.